Indiana State Life and Health Insurance Practice Exam 2025 - Free Practice Questions and Study Guide

Question: 1 / 400

Kathy's family Health Insurance policy removes dependent children at a certain age. This policy feature is known as?

Maturation Date

Coming of Age

Limiting Age

The feature of Kathy's family health insurance policy that removes dependent children at a certain age is identified as a "Limiting Age." Insurance policies often include a limiting age provision to define the age at which children no longer qualify as dependents under their parents' family health plans. This helps the insurer manage risk and costs, as coverage typically shifts from a parental to an individual responsibility once a child reaches adulthood.

Understanding the nature of limiting age provisions is essential for policyholders, as it affects planning for healthcare coverage as children reach certain milestones, like graduating from school or reaching a specified age, typically around 18 to 26 years old, depending on the policy. This age restriction is commonplace in health insurance and clarifies when insurance coverage ceases for dependents.

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Expiration Date

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