Indiana State Life and Health Insurance Practice Exam 2026 - Free Practice Questions and Study Guide

Social Security benefits cover various aspects of financial support for individuals and families, including survivorship, disability, and retirement. However, dismemberment is not included among these benefits.

Survivorship benefits are designed to assist the dependents of deceased workers, ensuring that family members can maintain some level of financial stability after losing their primary earner. Disability benefits provide support for individuals who are unable to work due to a qualifying medical condition, ultimately providing income when necessary.

Retirement benefits allow individuals to receive monthly payments after reaching a certain age and meeting the work requirements throughout their careers.

On the contrary, Social Security does not provide specific benefits aimed at injuries or conditions resulting in dismemberment. Dismemberment typically falls under specific accident insurance policies or health insurance plans rather than Social Security, making it distinct from the other options listed. This highlights the limitations of the Social Security program in addressing certain types of personal injury or accidental loss, focusing instead on broader support mechanisms for life events like death, disability, and retirement.